Worldpay Business Finance

Payment Provider & Funding Partner

Min. Advance	£1,000
Max. Advance	£300,000
Decision Time	24 Hours

Address
Worldpay (UK) Limited
The Walbrook Building,
25 Walbrook,
London,
EC4N 8AF,
United Kingdom

Email
[email protected]

Phone
03457 61 62 63

Visit Website Check Eligibility Takes 30 seconds with no credit impact

About Worldpay

Worldpay (now part of Global Payments) is one of the world’s largest payment processing providers, helping businesses accept payments in-store, online, and on the go. Founded in 1989 in the UK, Worldpay has grown into an international payment technology platform supporting businesses of all sizes, from independent retailers and restaurants to large multinational brands.

Worldpay provides a wide range of payment solutions designed to help businesses take card and digital payments securely and efficiently. Its services include card machines and POS terminals, ecommerce payment gateways, online checkout solutions, virtual terminals, recurring billing tools, and integrated payment systems for businesses operating across multiple channels.

Alongside its payment services, Worldpay offers access to business funding through Worldpay Business Finance, a merchant cash advance solution powered by Liberis. This funding option is available to eligible Worldpay customers and allows businesses to access finance based on their card sales turnover, with repayments taken automatically as a percentage of future card transactions.

Key Milestones

Worldpay was acquired by Global Payments in January 2026
Handles more than $2.5 trillion in transactions annually across global markets
Supports businesses in over 170 countries and 135+ currencies
Awarded Financial Times / Statista Best Employers UK 2025
Won the 2025 Real Transaction Metrics Award for Best Performing Gateway
Partnered with Liberis in 2015 to launch Worldpay Business Finance in the UK

Worldpay Cash Advance – At a Glance

Worldpay Business Finance is a merchant cash advance designed for businesses that process card payments through Worldpay. Powered by Liberis, the product allows eligible merchants to borrow between £1,000 and £300,000, with funding based largely on card transaction turnover.

Unlike a traditional business loan, repayments are made automatically as a fixed percentage of future card sales. This means repayments flex with your business performance — when sales are higher, you repay more, and when sales are quieter, repayments reduce accordingly.

Businesses can use the funding for a wide range of purposes, including:

Purchasing stock or inventory
Buying equipment or upgrading machinery
Refurbishments or business improvements
Covering repairs or maintenance
Hiring staff or managing seasonal demand
Bridging temporary cash flow gaps

💡 GOOD TO KNOW

Although Wordpay’s business finance is powered by Liberis, businesses are not limited to this provider. Many other merchant cash advance lenders also support businesses using Wordpay payment processing. View the MCA lender directory here.

How Much Merchant Cash Advance Can I Have With Worldpay?

Eligible businesses can typically borrow between £1,000 and £300,000, depending on their monthly card turnover and overall trading performance.

In many cases, businesses may be able to access funding worth up to 100% (or sometimes more) of their average monthly card takings.

For example

If your business processes around £10,000 per month in card sales, you may be eligible to borrow approximately £10,000 or more, subject to approval and affordability checks.

Eligibility Criteria

To apply for Worldpay Business Finance, businesses must meet certain minimum eligibility requirements. The product is aimed at established businesses already processing card transactions through Worldpay.

To qualify, you will generally need to:

Be based in the UK
Have been trading for at least 3 months
Have been a Worldpay customer for over 4 months
Process a minimum of £1,000 per month in card transactions
Process at least 10 credit or debit card transactions per month
Operate as a sole trader, partnership, or limited company

How to Apply for a Worldpay Cash Advance

Existing Worldpay customers can apply for funding through the Business Finance section of their Worldpay Dashboard or via Worldpay’s funding partner pages. Eligible businesses may receive personalised offers based on their card transaction history.

Applications are typically quick to complete, with fast decisions once trading data has been reviewed. If approved, funds are paid directly into your business bank account, with repayments taken automatically as a percentage of future card sales.

Reviews

Worldpay has a 'Great' 4.2 rating on Trustpilot.

This rating reflects Worldpay’s overall experience and does not specifically relate to the Worldpay Business Finance product, which operates as a separate embedded finance offering for eligible businesses.

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