Capify UK


Min. Advance £5,000
Max. Advance £500,000+
Decision Time 48 Hours

Capify UK
Station House,
Stamford New Road,
WA14 1EP,
United Kingdom

0800 151 0980

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Since 2008, Capify has helped many small businesses and SME's find the flexible funding solution they need between £5,000 and £500,000 via their merchant cash advance product.

Previously known as United Kapital, they are one of the largest global providers of alternative finance and have funded over £320 million to businesses since the company's inception. They now operate other countries such as the USA and Australia.

A Capify merchant cash advance, otherwise known as a business cash advance offers a fast and flexible alternative to a business loan for businesses looking for that boost. Customers could qualify for up to 150% of their average monthly credit and debit card takings. Your business will need to process more than £20,000 per month to qualify.

For example, If your business processes £20,000 in credit and debit card takings, you could raise £30,000 or maybe more. If you process £100 on card sales and Capify agreed on a 10% repayment, then £90 would automatically pay into your business account, and £10 would be repaid to Capify. Your business can also become eligible to top up it's funding too once 60% of the advance has been repaid.

Capify offers fast decisions with funding in days, and have fully trained friendly advisors who are available to guide you through the whole process. They have thousands of customers who use their services time and time again, and their 'Excellent' rating on Trust Pilot shows it.

Capify is also a founding member of The Association of Alternative Business Finance, an association to help promote the best standards of industry practice.

Eligibility Criteria

  • Trading for over 12 months
  • Monthly card transactions of £20,000

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