Momenta Finance
Lender
| Min. Advance | £3,000 |
| Max. Advance | £150,000 |
| Decision Time | 24 Hours |
Address
Merchant Money Limited (trading as Momenta Finance)
1-3 Canfield Place,
South Hampstead,
London,
NW6 3BT,
United Kingdom
Email
contact@momentafinance.co.uk
Phone
0800 848 8480
About Momenta Finance
Founded in 2013, Momenta Finance (formerly known as Merchant Money) is a trusted UK-based alternative lender specialising in flexible funding solutions for SMEs. With a focus on helping businesses navigate cash flow challenges, Momenta offers a variety of financial products that don’t require traditional forms of collateral.
The company’s goal is to provide accessible, straightforward financing for businesses at all stages of growth. Renowned for their speed and adaptability, Momenta Finance has helped thousands of UK-based businesses secure the capital they need to thrive in a competitive market.
Key Milestones
- Over £2.8 billion funded to UK SMEs since launch
- Best Use of IT in Commercial Finance provider at FStech Awards 2024
- Named a Finalist at the 2024 Credit Awards for SME Lender of the Year
Momenta Finance Merchant Cash Advance – At a Glance
Momenta Finance’s Cash Advance offers funding from £30,000 to £150,000, with loan amounts up to 120% of your average monthly card sales. Repayments are a fixed percentage of daily card transactions, making them flexible and aligned with cash flow. With no fixed term and the option for additional funding after four months, it’s an ideal solution for businesses needing quick, flexible capital.
Eligibility Criteria
To qualify for a Momenta Finance Merchant Cash Advance, your business must:
- UK-based businesses, including limited companies, partnerships, or sole proprietors.
- Minimum of 12 months trading history.
- Minimum of £30,000 per month in card transactions.
Reviews
Momenta Finance has an 'Excellent' 4.7 rating on Trustpilot.
