365 Business Finance


365 Business Finance
Min. Advance £5,000
Max. Advance £200,000+
Decision Time 24 Hours

365 Business Finance Ltd
13-15 Rosemont Road,
NW3 6NG,
United Kingdom

[email protected]

0207 1000 365

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365 Business Finance offers merchant cash advance funding to SME’s based in the UK. If your business accepts credit or debit card sales then your business could qualify. A merchant cash advance otherwise known as a business cash advance is a straightforward way to raise capital for your businesses future credit and debit card sales.

365 Business Finance offers a transparent service. There are no hidden extra costs such as admin fees or early or late payment charges. There is one cost which is agreed on upfront with the 365 team.

The merchant cash advance works by allowing your business to repay the advance when your customer pays you via a credit and debit card transaction. This allows your business the cash flow flexibility it needs so when your sales are lower your repayments are lower.

365 Business Finance allows you to raise between £5,000 and £200,000. They have a 90% approval rate which means that many businesses qualify and receive a decision within just a few hours and when successful your business will receive funding in just a few days.

They don’t require a business plan or complex paperwork and administration time is kept to a minimum. They don’t require any security and as such their merchant cash advance is unsecured. There is no APR (Annual Percentage Rate), no hidden charges or extra costs.

The repayments are transparent. They will agree with you a fixed daily percentage of your future credit and debit card sales – this is usually a comfortable amount between 5% and 20% of your card sales. The repayments are automatically deducted as and when you make sales.

The collection process automatically stops once the merchant cash advance has been repaid.

Eligibility Criteria

  • Trading for over 12 months
  • Monthly card transactions of £5000+
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