Swiftfund

About Swiftfund

Swiftfund is a UK-based alternative business finance provider specialising in cash advances for small and medium-sized enterprises (SMEs).

Founded in 2019, Swiftfund was created to offer fast and accessible working capital to businesses that may not meet the strict criteria of traditional banks.

With a focus on simplicity, speed, and flexibility, the company has grown to become a trusted name in the merchant cash advance space.

Swiftfund Merchant Cash Advance – At a Glance

Swiftfund offers cash advances ranging from £10,000 up to £500,000. Unlike traditional merchant cash advances (where repayments are solely tied to card sales), Swiftfund assesses your total business revenue.

Repayments work slightly differently too. Instead of fluctuating with sales, they are taken as a small, fixed daily amount automatically deducted from your business bank account via direct debit. This offers a more predictable and manageable way to repay over time.

Eligibility Criteria

To qualify for a Swiftfund Merchant Cash Advance, your business must:

• Be based in the UK
• Have been operating for at least 6 months
• Generate a minimum monthly turnover of £20,000
• Be a limited company, sole trader or partnership

Reviews

Swiftfund has an 'Excellent' 4.3 rating on Trustpilot.