Capify UK
Lender
| Min. Advance | £5,000 |
| Max. Advance | £3,000,000 |
| Decision Time | 24 Hours |
Address
Capify UK Limited
Hamilton House,
249 Church Street,
Altrincham,
WA14 4DR,
United Kingdom
Email
[email protected]
Phone
0800 151 0980
About Capify
Capify, formerly known as United Kapital, is a UK-based alternative finance provider specialising in Merchant Cash Advances (MCAs) for small and medium-sized enterprises (SMEs).
Established in 2008 during the financial crisis, Capify has since supported thousands of UK businesses with flexible, revenue-aligned funding solutions.
Key Milestones
- £320+ million funded to businesses globally (including the UK and Australia)
- £75 million credit facility secured from Goldman Sachs in 2019 to expand UK lending
- SME Lender of the Year at the 2023 Credit Awards
Capify Merchant Cash Advance – At a Glance
Capify offers funding from £5,000 to £3,000,000, based on a business’s monthly card sales. Repayments are made via a fixed percentage of daily card takings, making them flexible and aligned with the business's cash flow.
Eligibility Criteria
To qualify for a Capify Merchant Cash Advance, your business must:
- Be based in the UK
- Have been trading for at least 12 months
- Process a minimum of £20,000 per month in card transactions
- Operate as a sole trader, partnership, or limited company
Reviews
Capify has an 'Excellent' 4.4 rating on Trustpilot.
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