Capify UK

Lender

Min. Advance £5,000
Max. Advance £3,000,000
Decision Time 24 Hours

Address
Capify UK Limited
Hamilton House,
249 Church Street,
Altrincham,
WA14 4DR,
United Kingdom

Phone
0800 151 0980

Visit Website Check Eligibility

About Capify

Capify, formerly known as United Kapital, is a UK-based alternative finance provider specialising in Merchant Cash Advances (MCAs) for small and medium-sized enterprises (SMEs).

Established in 2008 during the financial crisis, Capify has since supported thousands of UK businesses with flexible, revenue-aligned funding solutions.

Key Milestones

  • £320+ million funded to businesses globally (including the UK and Australia)
  • £75 million credit facility secured from Goldman Sachs in 2019 to expand UK lending
  • SME Lender of the Year at the 2023 Credit Awards

Capify Merchant Cash Advance – At a Glance

Capify offers funding from £5,000 to £3,000,000, based on a business’s monthly card sales. Repayments are made via a fixed percentage of daily card takings, making them flexible and aligned with the business's cash flow.

Eligibility Criteria

To qualify for a Capify Merchant Cash Advance, your business must:

  • Be based in the UK
  • Have been trading for at least 12 months
  • Process a minimum of £20,000 per month in card transactions
  • Operate as a sole trader, partnership, or limited company

Reviews

Capify has an 'Excellent' 4.4 rating on Trustpilot.

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