365 Finance

About 365 Finance

365 Finance is a UK-based alternative finance provider specialising in revenue-based funding solutions for small and medium-sized enterprises (SMEs).

Established over a decade ago, the company has rebranded its flagship product as Rev&U™, an AI-powered merchant cash advance designed to offer fast and flexible funding without the constraints of traditional loans.

With a focus on innovation, 365 Finance has supported thousands of UK businesses in accessing the capital they need to grow.

Key Milestones

• Over £500 million funded to UK SMEs since 2014
• King’s Award for Enterprise received in 2024 for innovation in AI-powered underwriting
• SME Lender of the Year at the 2024 Credit Awards
• Carbon Neutral certification achieved in 2024, reflecting commitment to sustainability

365 Finance Rev&U™ – At a Glance

365 Finance's Rev&U™ offers quick funding solutions with amounts ranging from £10,000 to £500,000, tailored to your business’s monthly card sales. Repayments are made as a fixed percentage of daily card takings, providing flexible terms that align with your cash flow.

Whether you need funding for cash flow, buying stock and equipment, growth and expansion, hiring, or other costs, this cash advance provides the flexibility your business needs.

The application process is simple and fast, with funding available in as little as 24 hours. With a 90% approval rate, 365 Finance also provides a dedicated relationship manager to support you every step of the way.

There’s no need for security or business plans, and no admin fees, hidden APRs, or extras, making Rev&U™ a transparent and hassle-free funding option.

Eligibility Criteria

To qualify for a Rev&U™ Merchant Cash Advance, your business must:

• Be based in the UK
• Have been trading for at least 6 months
• Process a minimum of £10,000 per month in card transactions
• Operate as a sole trader, partnership, or limited company

Reviews

365 Finance has an 'Excellent' 4.8 rating on Trustpilot.