Merchant Cash Advance Directory
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What is a direct lender?
A direct lender is a company that provides funding directly to your business. They use their own capital to issue the merchant cash advance and manage the entire process from application to repayment. There’s no middleman involved.
What is a broker?
A broker helps connect you with one or more merchant cash advance providers. They don’t fund the advance themselves, instead, they work with a panel of lenders and submit your application to the most suitable ones based on your business needs.
Will I pay more using a broker?
Possibly. Some brokers charge a fee or take a commission from the lender, which could affect the total cost. However, they may also help you secure better terms by comparing offers. It’s important to check what fees apply before proceeding.
Which is better — a broker or a direct lender?
It depends on your priorities. If you want quick access to funds and know exactly what you’re looking for, a direct lender may be ideal. If you want help comparing options and increasing your chances of approval, a broker can offer wider access to multiple lenders.
Get your merchant cash advance company listed
If you are a merchant cash advance company (lender or broker) in the UK and would like to feature on the BMCAA directory, then please contact us, and one of our team will be able to assist.