Merchant Money


Merchant Money
Min. Advance £5,000
Max. Advance £500,000+
Decision Time 24 Hours

Merchant Money Ltd
Carlton House,
5 High Street,
Higham Ferrers,
NN10 8BW,
United Kingdom

[email protected]

0800 848 8480

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Merchant Money offer business loans and cash advances from £3500 to £500,000 which is one of the widest amounts available in the cash advance space.

They have accreditations with the NACFB (The National Association of Commercial Finance Brokers) and have a membership with the FSB (Federation of Small Business).

Merchant Money refers to the merchant cash advance product as PAYT (pay as you trade) and works exactly the same as other cash advance lenders. An agreed upfront daily percentage of your Mastercard or Visa transactions which will be automatically deducted as and when your business makes sales.

They also offer a term loan product which is repaid by monthly payments via direct debit.

Merchant Money launched in 2013 and in that time have helped many businesses in the UK by offering the funding they need to grow.

Similar to other merchant cash providers they don’t require business plans to meet the criteria required. They offer instead a personal approach to lending and get to know their business clients very well, something which is often overlooked by traditional banks.

Merchant Money prides itself on a strong financial background being big enough to be successful whilst being small enough to care about every application for funding they receive.

They can often deposit funds in a client account within 24 hours after making an application.

Eligibility Criteria

  • Trading for over 6 months
  • Monthly card transactions of £5000+
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